Richard Hodgson Charlevoix State Bank

Charlevoix State Bank CEO was the speaker at our January 17th meeting. He spoke about the banks history and the advantages of a locally owned bank. He also spoke about banking regulations. Laws designed for banks large and small put extra staffing on a smaller bank that a larger bank can more easily absorb. Never the less, Charlevoix State Bank has undergone tremendous growth and Hodgson attributes that to their local knowledge and customer service.